Helping You Recover For Injuries Caused By A Hit-And-Run Driver
People who have been injured in a hit-and-run car accident may face steep medical bills and uncertainty regarding their legal options.
Reviewing Legal Options For Victims
In some cases, the police are able to locate the hit-and-run driver after investigating the accident.
If the driver is subsequently identified and has automobile insurance, as required by New Mexico law, you can file a claim with their insurance company for the losses that you sustained in the accident. However, if you are unable to recover the full amount of your loss because the driver was uninsured or underinsured, or if the insurance company denies your claim, you may need to file a lawsuit against these parties in court.
In situations in which the hit-and-run driver cannot be located, or the driver does not have insurance or sufficient assets to cover all of your expenses, you may also file a claim with your own insurance company for the remaining damages.
Guidance From A Skilled Attorney
However, many victims who turn to their own insurance companies to recover compensation for the harm caused by an unknown driver often find their claims stonewalled.
An injury attorney can assist you by guiding you through the claims process and dealing with the insurance company on your behalf. In preparation for filing an insurance claim, your attorney can review your automobile policy contract to determine your coverage, liability limits and any relevant exclusions.
Hiring Law Office of Matthew Vance
Attorney Matt Vance, in Albuquerque, understands the frustration caused by delayed or denied insurance claims. Having previously worked in the field of insurance defense litigation, Mr. Vance recognizes the strategies utilized by insurers to try to avoid paying out claims to hit-and-run accident victims.
Should your insurance company unreasonably refuse to pay the full amount of medical expenses arising from the hit-and-run accident, or at least the amount of your policy limits, or if it otherwise denies or delays your claim, he can help you pursue the matter by filing a bad faith claim.
Understanding Bad Faith Actions By Insurance Companies
In a bad faith action, the plaintiff seeks to hold the insurance company responsible for refusing to abide by its obligations under the contract or policy. An insurance company that denies a claim without any basis makes a lowball settlement offer, or is found to have acted in bad faith while handling the claim is not only liable for the amount that it should have paid to its insured but also potentially for other damages.
Matt Vance is no rookie to these kinds of tactics. He has significant experience representing injured victims during the insurance claims process as well as in the courtroom.
Set Up A Free Consult
If you need help, reach out to schedule a consult to talk with Mr. Vance in greater detail.